Have Questions?
FAQ's
Welcome to the All Coverage Insurance FAQ page. Here you’ll find answers to common questions about auto, motorcycle, rideshare, trucks & off-road, commercial & transport, and boat insurance. If you don’t see what you need
Call us at: 866-620-1446
Email us at: insurance@allcoverins.com
Location: 10948 Imperial Hwy. Ste 103,
Norwalk, CA 90650.
What types of insurance does All Coverage Insurance offer?
We specialize in vehicle and transport coverage:
How do I figure out which policy and limits are right for me?
Our licensed agents compare carriers and walk you through coverage options based on your vehicle, driving habits, and budget. We typically recommend higher liability limits if you have assets to protect, plus comprehensive/collision if your car is newer or financed.
What discounts are available?
Common discounts include multi-vehicle, safe driver, homeowner, good student, anti-theft devices, paid-in-full, and telematics/usage-based savings. We’ll check all carriers to stack as many as possible.
Can you insure rideshare drivers (Uber/Lyft) and delivery apps?
Yes. Our rideshare policies fill the coverage gap between personal and TNC-provided coverage—covering you while the app is on, heading to a pickup, and during trips. We also have options for food/package delivery.
Do you offer insurance for work trucks, fleets, and cargo?
Absolutely. We write coverage for pickups, box trucks, tractors/trailers, and fleets. Options include auto liability, physical damage, cargo, hired/non-owned auto, and workers’ comp (via partner carriers).
What information do I need for a quote?
Have your driver’s license, VIN (or year/make/model), current coverage details (if any), garaging address, and annual mileage. For commercial, add DOT/MC (if applicable), driver list, vehicle schedule, and operations description.
How fast can I start coverage?
Many personal auto and motorcycle policies can begin the same day. Commercial and transport policies may require underwriting, but we move quickly—often within 24–48 hours once details are confirmed.
Can I make changes to my policy after it starts?
Yes. You can update drivers, vehicles, mileage, garaging address, and coverages any time. Contact our office, and we’ll process endorsements and provide updated ID cards/proof of insurance.
Do you offer SR-22 filings?
We do. If the DMV requires an SR-22, we can file it electronically with your new policy so you can get back on the road legally. Ask us for an SR-22 quote.
How do claims work?
In a loss, ensure safety first and capture details (photos, police report if applicable). Contact the carrier’s claims line (on your ID card) and let us know. We’ll help guide the process and advocate for you.
Can I bundle policies to save money?
Yes—multi-vehicle, multi-policy, and business package options are available with many carriers. Bundling is one of the fastest ways to lower your total premium.
Do you offer boat and personal watercraft insurance?
We do. Boat and PWC policies can include liability, hull coverage, fishing/boating equipment, trailer coverage, and on-water towing. Ask for a quote before your next trip.